Should You Tap Retirement Savings to Fund College? There are three things to consider before dipping into retirement savings to pay for college. Share | Have A Question About This Topic? Name Email Address Question Thank you! Oops! Related Contents A Bucket Plan to Go with Your Bucket List A bucket plan can help you be better prepared for a comfortable retirement. What Is an Annuity? Annuities are versatile tools that can help you save for retirement and generate income in retirement. Annuity Comparison This calculator compares a hypothetical fixed annuity with an account where the interest is taxed each year.