While the weather outside may not yet be frightful, the winter months are upon us. And for many of us, that means freezing weather.
Even if you want a snowy Christmas, certain risks arise when snow, ice, or freezing rain are present.
And if you think this doesn’t apply to you, keep in mind that Texas was the hardest hit state for winter weather claims earlier this year!
Luckily you can ward off the worst with a few simple tips:
- Auto-snowmobile — Transform your car into a safe winter transport. Obtain snow tires or chains, make sure to regularly service your vehicle, and have an emergency kit in case you get stuck
- Heavy Snow — A surprisingly common claim is collapse due to the weight of ice and snow. MOST policies cover this but make sure roofs and porches are in good condition
- Back It Up — Power loss is common during big storms. Consider getting a backup generator or a backup heat source. Also, check your policy for Spoiled Food coverage if your refrigerator goes out. Here's a guide from foodsafety.gov to help you in the event power to your refrigerator or freezer goes out.
You’ll be snug as a bug in a rug and cozy with confidence that you and your family are safe - no matter how the wind blows.