EZ Coastal Insurance Program by Heist Insurance Agency Experience. The Difference. Over 9,000 homeowners in the Mid-Atlantic region turn to Heist Insurance Agency to handle the intricacies of coastal home and flood insurance. Our collective experience in living, working and insuring homes at the coast for over 55 years means you can enjoy the benefits of coastal living without worry. As an independent insurance agency, we carefully select the carriers we represent to provide you with the best coverage, service and price. That's the EZ difference!EZ claim service, EZ lender certificates and EZ policy delivery are just some of the ways we'll make you smile! Let's Get Started! Click the state button for FLOOD or HOME insurance and see how EZ insurance can be! Your quote will be ready in most cases within 1 business day. If you prefer to talk to us, or have a question, let us know in the contact form below. New Jersey FLOOD Insurance Delaware FLOOD Insurance Maryland FLOOD Insurance Virginia FLOOD Insurance New Jersey HOME Insurance Delaware HOME Insurance Maryland HOME Insurance Virginia HOME Insurance My Promise to You from our President Tom Heist Recommend insurance companies.We will only recommend insurance companies that we know treat our customers fairly and will not hide when they are responsible for paying a claim.Claim assistance when you need it.We are a coastal insurance market leader with a high volume of business. This volume gives us strength gives us access to executives and program managers if we need help sorting out a coverage or a claim problem.EZ and efficient relationship with us.We will do our very best to give you honest, quick and efficient service. This includes paperless insurance policies and fast response when you have a need or question.Our ultimate goal.To give you the best value in coastal insurance. When we recommend an insurance company to you it will be based upon our knowledge of their financial security, their coverage advantages, and their competitiveness in the marketplace. If any of those factors change we will quickly move you to another competitive carrier without you asking us.Our first priority is helping you take care of yourself and your family. We want to learn more about your personal situation, identify your dreams and goals, and understand your tolerance for risk. Long-term relationships that encourage open and honest communication have been the cornerstone of our success.- Tom Heist Here's what our customers say... "Great service, really knows the insurance market at the "Jersey Shore". -Stanton "Terri was amazing! We are first time home buyers at the Jersey shore and knew nothing about what insurance was necessary. Terri could not have been more patient with us. She asked me good questions that really made us think about how much and what insurance was needed. Not only was Terri helpful, the price came in at $115 less than another agency I called. Saving money and great customer service - the perfect combination!" -Michele"Just a quick note to say thank you to you and your team, especially Kathleen, for helping us switch our flood policy and obtaining the CRS discount. Your support throughout this effort, when we were not even your clients, was outstanding. I will make sure to share with others our experience and to consider Heist Insurance for their needs." -Rich D. Have a Question? Name Email Address Phone Question Thank you! Oops!