Disability Income Insurance

If you were sick or injured for a few weeks, could you continue to take care of your family and meet your expenses? What if your illness or injury lasted a few months or years?

Disability income insurance fills the need for income replacement during an illness or injury.  It is designed to pay a portion of your income for a specified amount of time, after a waiting period. 

What to look for in a policy:

  • Definition of disability varies, from the inability to perform your normal job duties to the inability to perform any job duties.
  • Total or partial disability needed for payments to be made
  • Amount of benefit
  • Waiting period before payments begin
  • Benefit period for how long benefits are paid
  • Waiver of premium during your disability
  • Non-cancelable vs Guaranteed Renewable
  • Cost of living adjustments
  • Type of disability covered- injury, illness or both

We represent the top companies in the disability income marketplace. Our licensed, experienced professionals can help you find the right policy for you.

Request a Quote: Please indicate if quote is for Group Benefits, Life, Health, Medicare, Disability, Long Term Care or other 

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