EZ Coastal Flood Insurance in New Jersey

Because of their location, coastal New Jersey areas are particularly susceptible to a broad range of natural hazards. Many parts of New Jersey's densely populated coast are highly vulnerable to the effects of flooding, storm surge, erosion, sea level rise, hurricanes and tropical storms. Others occur quickly, like storm surge and catastrophic storms.

According to The First Street Foundation Flood Model, flood risk is increasing in the state of New Jersey, and 385,400 properties currently have a substantial risk of flooding. Over the next 30 years, the number of properties with this risk will increase by another 19.1%, bringing the total number of properties with substantial risk to 459,000.

The Jersey Shore is threatened by major recurrent flooding including nuisance flooding with high tides as well as devastating regional flooding from strong storms, like  Hurricane Sandy. The densely populated Raritan River region is threatened by rainfall and riverine flooding. The US Army Corps of Engineers is constructing a massive series of levees to reduce the threat, but a number of towns remain at risk.