Committed to Protecting Your Coastal Dream Home.At Heist, we understand that living near the coast is special. Our home office and most of the homes of our employees are located at or near the coast. It’s a place where the sun and water become a bigger part of our lives. We forge memories and traditions with family and friends that last a lifetime, and often continue on to future generations through our children and grandchildren.Your coastal home is a special place too. It may have custom building materials and uncommon construction features. It may have unique exposures such as lagoons, bulkheads, or oceanfront winds. It must meet the constant challenges of sun, salt, heat, and weather that are common to virtually every coastal location.And if it is your second home, it may present more of an insurance risk than your primary residence. The fact that you don’t physically occupy your second home as frequently puts it in more danger of theft, vandalism, and easily undetected damage such as burst water pipes. Learn more Your Coastal Insurance Experts This is where we shine. For over fifty years we have focused on helping thousands of coastal customers secure the right protection at the most affordable cost.Our coastal insurance experts make it EZ by providing unmatched knowledge and experience in every aspect of coastal insurance. We are here to guide clients by explaining potential exposures and specific hazards such as wind, water, and unoccupancy. We stay abreast of new and ever-changing guidelines and regulations (particularly regarding flood), and offer unfettered access to top-notch coastal markets and programs.And perhaps most importantly, we provide unparalleled personal service. Our goal is to go beyond simply getting you the absolute lowest price, but to also be your resource for information, advice, to answer questions, and provide outstanding claims service. We are available via phone, chat, video conference, email, or in person, when and where you need us. Here to Help You Weather the Storm With the right protection, there’s no need to worry when the winds blow or the tide is rising. You can feel comfortable with people who know what it takes to protect your coastal home. And we have insurance products and markets that are time-tested to give you confidence in us should you ever have a claim. Whether you own a vacation bungalow or cottage, investment property, a condo or townhouse, or a primary home, we offer fast, free, competitive quotes and quick turnaround on insurance certificates. Just as your coastal home is unique, we are uniquely qualified to help you protect it. Have a question about coastal insurance? Frequently Asked Questions Request a quote Name Email Address Phone Question Thank you! Oops!